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Foreign Payments and Receivables

Wings for your Global business

Foreign Payments and Receivables Foreign Payments and Receivables

Our extensive experience in international trade gives your business the advantage needed to expand the horizon of your overseas business

  • Hedging Services - Insulate from foreign exchange fluctuations
  • Free Inward Remittances
  • Export Bill Collection / Export LC Advising
  • Export Document Scrutiny
  • Import Payment Services
  • Import Letter of Credit
  • Foreign Currency Bank Guarantees
  • Travel related Services – Forex Card / FCY cash

*For more details Refer Terms and Conditions
*All the Foreign Exchange services are subject to
FEMA guidelines

  • Foreign Exchange Services
  • Export Services
  • Import Services

As a preferred customer, you are entitled for a free electronic inward transfer facility

  • Our outward remittance transfer facility makes your transactions simple, effortless and on-time
  • Purchase international drafts in any of the major currencies at competitive pricing
  • We handle speedy collection of Cheques and Drafts of recognized currencies drawn on various countries

    Benefit from multi-currency EEFC Accounts and special purpose Foreign Currency Accounts

    We have an efficient tracking mechanism through SWIFT tracers based on payment details made available

  • Multicurrency International Travel Card with 8 different currency wallets
  • We also buy and sell FCY notes for personal and business needs

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    Insulate your business from exchange rate fluctuations with our customized Hedging solutions


    Forward/Spot Contracts

  • Book cash / tom / spot or forward deals with the help of our strong forex advisory platform
  • Experienced dealers provide competitive spot and forward quotes
  • Route your Documentary Collections through RBL bank to enjoy faster credit of your export credits
  • Tie ups with internationally reputed courier agencies ensure prompt, efficient and timely dispatch of your documents
  • We advise LCs for customers and non-customers across the country through our correspondent bank network
  • Delivery within committed time frames
  • Through our expertise we can explain complex LC terms to help you in error-free document preparation
  • With a specialist team of trade experts scrutinizing your export documents, you can be assured of not only saving substantially on the discrepancy fee but also of any risks that may arise in case the documents get rejected

  • We provide export financing services in both INR and FCY to meet your financing requirements at different stages of exports
  • Avail pre-shipment finance in the form of Export Packing Credit (EPC) for purchase or import of raw materials, processing and packing of goods meant for exports
  • Post shipment, get your export documents discounted / purchased or get rupee advance against export bills sent for collection / under LC at competitive interest rates

  • *For more details Refer Terms and Conditions

    Our high level of expertise in providing advisory services in structuring of Letter of Credits, helps us create solutions for a variety of purchase requirements

  • With us you can be assured of prompt and efficient handling of your Import Collection Documents, Direct Import Documents or Advance Payments. Our team of experts will carefully scrutinise the documents and assist you in effecting payments for the goods purchased from abroad
  • With our Trade Advisory Services you can now be advised on various provisions that exist in FEMA relating to such payments and effecting faster and efficient remittances to your supplier
  • We can arrange for financing your imports through a buyer's / supplier's credit at very competitive rates of interest. This is a foreign currency loan, and interest rates are typically linked to the LIBOR rate of the currency of finance

    As per FEMA regulations, we issue foreign currency bank guarantees on your behalf

    We offer inland trade services, such as inland bill collection services and discounting, at attractive rates of interest

  • Collection of domestic purchase or sale documents
  • Extensive tie up with local banks
  • Faster realisation of payments

  • *For more details Refer Terms and Conditions

    Domestic Payments and Receivables

    Give your business an Advantage – Efficient, Convenient and Secure

    Domestic Payments and Receivables Domestic Payments and Receivables

    Our advanced and superior corporate net banking platform (‘Bank O Net’) integrates with your accounting software / specific application to deliver robust and innovative cash management solutions. Our experienced cash management and transaction service specialists, support you with a full range of CMS services to efficiently process your receivables and payables.

    • Single file upload mechanism for all payments – NEFT / RTGS
    • Facility to print Cheques / Drafts at remote location
    • Cheque Protect to ensure your payments are always honored
    • Virtual Account – managing electronic receivables
    • Reconciliation Management
    • Doorstep Banking*
    • Direct and Indirect Tax Payments*
    • Prepaid Cards

    *For more details Refer Terms and Conditions

    • Payments
    • Receivables
  • Cheques / Drafts printing at remote location, at reduced cost and increased efficiency
  • Facility to courier payment instruments directly to the beneficiary
  • Benefits of enhanced reconciliation and resource optimization in payment processing
  • Single file upload mechanism for all modes of payment (RTGS/NEFT/CHQ/DD)
  • Physical instruments are printed along with payment advice
  • Beneficiary intimation for all electronic (NEFT/RTGS) payments
  • You can be sure of your commitments being honored with our cheque protect facility
  • We facilitate utilization of available balance in all your linked accounts to honor cheques issued
  • Make timely payment of your taxes with the convenience of our tax payment module


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    We provide Prepaid Cards in alliance with various partners

  • Make reimbursements to employees for business expenses, petty cash etc. without opening an account
  • Disbursement of funds for specific purpose – Medical, Meal, Travel Allowance etc.
  • Prepaid cards can be used for both ATM / POS / e-comm transactions
  • Access to Web based portal of alliance partners, for managing the cards

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    *For more details Refer Terms and Conditions

  • Superior cash flow projections and enhanced operational efficiency
  • Real-time accurate information to identify exceptions and help prevent frauds
  • ERP / Accounting System Integration and customized templates
  • Enhanced limits for cash delivery and pick up
  • Cheques and Trade Documents can also be picked up from your registered office or home address

  • *For more details Refer Terms and Conditions

    Credit Facilities and Loans

    Propel your Business to new Heights - Choose from a range of Finance Options

    Credit Facilities and Loans Credit Facilities and Loans

    Businesses require funding to fuel growth. It’s important to choose the right business finance to fuel that growth. We provide you with the right funding to suit your needs and increase your business efficiency

    • Working Capital Finance
    • Export Finance – Pre-Shipment / Post-Shipment
    • Import Finance – Buyer’s Credit
    • Letter of Credit / Bank Guarantees ( Domestic and Foreign)
    • Business Loan / Term Loan
    • Loans against Property
    • Overdraft against Property
    • We also provide Personal Loan, Car loan and Loan against Gold

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    *For more details Refer Terms and Conditions

    • Working Capital Finance
    • Export / Import Finance
    • Loans

    Businesses require funding to fuel growth. It’s important to choose the right business finance to fuel that growth. At RBL, we believe all businesses are unique, whatever the size or industry type and hence our customized solutions are tailored to meet all your short and long term funding needs. With a simple and hassle- free documentation and loan process we ensure your needs are met in time

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    *For more details Refer Terms and Conditions

  • We provide export financing services in both INR and FCY to meet your financing requirements at different stages of exports
  • Avail pre-shipment finance in the form of Export Packing Credit (EPC) for purchase or import of raw materials, processing and packing of goods meant for exports
  • Post shipment, get your export documents discounted / purchased or get rupee advance against export bills sent for collection / under LC at competitive interest rates
  • We can arrange for financing your imports through a buyer's / supplier's credit at very competitive rates of interest. This is a foreign currency loan, and interest rates are typically linked to the LIBOR rate of the currency of finance

    At RBL we also provide LC backed bill discounting for both Exports and Imports

    As per FEMA regulations, we issue foreign currency bank guarantees on your behalf


    *For more details Refer Terms and Conditions

    • RBL’s “Loan Against Property” enables you to use the power of your property (residential or commercial) to make the most of a business opportunity or meet your business requirement
    • Loan amount of up to INR 10 crore
    • Convenient repayment option of up to 180 months

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    For any spontaneous business requirement, use our Overdraft Against Property and get charged only for the utilized amount

  • Drop-line Overdraft limit of up to INR 5 Crores
  • Drop-line Overdraft tenure of upto 10 years
  • Both residential and commercial property accepted as collateral

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    Use our Business Loans as a solution to meet your short-term finance and working capital requirements

  • Loan amount from INR 10 Lakhs up to INR 35 Lakhs
  • Convenient loan repayment option of 12 to 36 months
  • No security or collateral required

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    *For more details Refer Terms and Conditions