card card

Insignia Preferred Banking Credit Card

Insignia Preferred Banking Credit Card Insignia Preferred Banking Credit Card
An affluent lifestyle, for the affluent you!

Presenting you with a Lifetime Free Insignia Preferred Banking Credit Card

Welcome to a unique, world class experience with your RBL Bank-Insignia Preferred Banking Credit Card. Enjoy affluence at its best with curated rewards and luxurious holidays. Relish delectable culinary experiences, recreated specially for you. Exclusivity is redefined with hand-picked shopping experiences, golf retreats, tailored services and lots more

Move in to the lap of luxury with ‘just for you’ privileges along with special benefits for your loved ones too

Go ahead! Discover the exciting experience


Call your Relationship Manager

Call: +91 22 6115 6300
Write in to : insignia@rblbank.com


  • Card Benefits
  • Card Payment

Lounge Access at airports in India

  • You can enjoy 2 complimentary lounge visits every calendar quarter at major domestic & international terminals across India by swiping your RBL Bank Credit Card.
  • Know the complete list of domestic lounges and terms of the offer, click here
  • Lounge Access at airports outside India

  • A complimentary Priority Pass membership is live on your card which unlocks access to over 1,400+ international airport lounges worldwide.
  • Priority Pass Membership

  • As a part of the priority pass membership, you get 6 free lounge visits outside India in a calendar year.
  • Spend Rs. 100,000 or more in a calendar month to receive an extra complimentary lounge visit outside India. This benefit remains valid for 6 months from the accrual month. However, accessing priority pass membership within India for lounge usage entails a charge of up to $35.
  • Similar charges of $35 will apply in case usage outside India is beyond the complimentary ones.
  • Complimentary visits can be shared between the Primary cardholder and their guests.
  • Know the complete list of Priority Pass lounges and terms of the offer, click here
  • To enrol for Priority Pass Program, please call your Relationship Manager or the Preferred Call Centre at +91 22 6115 6300 and we will be happy to send your personalised Priority Pass.


    rewarding experienceEvery step is a rewarding experience

  • Earn 5 reward points for every Rs. 100 spent on domestic transactions
  • Earn 10 reward points for every Rs. 100 spent on international transactions

  • Feel free to call us anytime on the Preferred Call Centre at +91 22 6115 6300 for any information regarding your Curated Rewards

    You are a preferred personality.Entertaining Affair

    Avail a flat discount of Rs. 500 on movie tickets at BookMyShow twice a month


  • The offer can be availed by selecting RBL Bank Insignia Preferred Banking and Club Concierge offer in the Offers and discounts section under Credit Cards post selection of movies at BookMyShow.

  • You are a preferred personality.Unlock Vouchers


  • Unlock vouchers worth Rs. 8,000 on your favourite brands (Amazon, Myntra, Croma, MakeMyTrip & Taj) on spends of Rs. 8 lakhs in the previous year.
  • Click here for the Terms and Conditions

  • Enjoy 25% to 50% discount, 1+1 Buffet privileges, and priority booking powered by EazyDiner Prime at curated selection of premium restaurant.


  • Experience luxury with exclusive benefits at 2400+ premium hotels across the globe, including:
    Early check-in  |  Late check-out  |  Complimentary room upgrade  |  Complimentary breakfast for two  |  Hotel or dining credit  |  Welcome amenity.
  • Our hotel partners include Marriott, Accor, IHG, Mandarin Oriental, Shangri-La and many more.
  • Benefits may vary by property and are subject to change at any time.  Early check-in, late check-out, complimentary room upgrade are subject to availability.



  • Get 15% discount on Wellness programs from Weljii such as Weight Management, Diabetes Care ,Healthy Heart and others.
  • Receive a free health score or status assessment worth Rs. 1,999 and avail of a 10% discount on curated packages at Dietician Support.
  • Get 10% discount on one-time consultation and multi-week plans from renowned nutritionist Vasundhara Agrawal.

  • To give you the best-in-class services, our dedicated concierge help desk will assist you with all your bookingsExperience the exceptional benefits and assistance offered by our World Class Concierge services. Our dedicated team is ready to assist you with all your needs. For personalized services, Kindly call us at +91 22 6115 6300 and ask for the concierge desk.


  • Car Rental and Limousine Referral and Reservation Assistance
  • Flower and Gift Delivery Assistance
  • Spa, Fitness Centre, and Sports Centre Information and Referral Assistance
  • Global Events and Performance Assistance & Business Servicess
  • Overseas Education Assistance
  • Tee off with a Master Stroke while revelling in golfing privilegesTee off with a Master Stroke while revelling in golfing privileges

  • Get easy access to premier golf courses across India
  • Get 4 complimentary rounds of green fee in a year and one golf lesson each month
  • Rejoice 50% discounted green fee beyond 4 complimentary rounds
  • To book you game, please call MasterCard World Card Golf helpline at 1800 102 6263. An advance notice of 7 days will be required. Click here to know more about the program, list of golf courses and term and conditions.
    **Golf benefit is complimentary only for MasterCard holdersk

    You are a preferred personality.Get waiver of fuel surcharge across all fuel stations


  • Waiver of the 1% surcharge on fuel on all transactions between Rs. 500 and Rs. 4,000
  • A maximum fuel surcharge waiver up to Rs. 250 per month
  • You are a preferred personality.A dedicated Relationship Manager and a single helpline number for all your needs

    Kindly call us at +91 22 6115 6300 for


  • Service Requests
  • Golf Assist
  • Concierge Services
  • For Exclusive Dining Privileges, Luxury Hotel Benefits & Health and Wellness Benefits, kindly call us a +91 22 6115 6300 and ask for the concierge desk



    *For Exclusive Dining Privileges, Luxury Hotel Benefits & Health and Wellness Benefits, kindly call us at +91 22 6115 6300 and ask for the concierge desk.  


    Product Terms & Conditions

    Insignia Preferred Banking Debit Card

    Insignia Preferred Banking Debit Card Insignia Preferred Banking Debit Card
    Presenting the all new Insignia Preferred Banking Debit Card

    We realize how even the little things in life can give you the greatest joy. That’s why we have specially designed the Insignia Preferred Banking Debit Card, which is complimentary with your Insignia relationship


    • Features and Benefits
    • Privileges
  • 0% Cross Currency Mark-Up fee on International spends with your RBL Bank Insignia Debit Card.
  • Contactless InsigniaUse the Contactless Insignia Debit Card and just tap to pay –

  • At stores accepting Contactless payment, place your Insignia Debit Card within a few inches of the POS/payment machine
  • Once you get a ‘beep’ and a green light your payment is done!
  • Please note that in India, payment through contactless mode is allowed for a maximum of Rs. 5,000/- for a single transaction
  • Enhanced SecurityEnhanced Security

  • Your Card is equipped with a PIN-based EMV chip that provides added security to your Card, making it more secure
  • An EMV chip + PIN Card mandates the use of a Personal Identification Number (PIN) to authorise purchase transactions, providing an extra layer of security
  • Your online transactions also have an added authentication layer of One Time Password (OTP) that is sent on your registered mobile number
  • Enhanced security through MasterCard Secure Code for your online transactions
  • Active AlertsActive Alerts

  • Receive instant alert messages on your registered email address and mobile number for all your Card transactions
  • Enjoy higher withdrawal / transaction limits at ATMs and merchant outlets*

  • ATM Withdrawal limit: INR 200,000 a day
  • Point of Sale (Including Online Transactions) Limit: INR 400,000 a day
  • * Mark Up Fee of 3.5%+ taxes applicable for International ATM cash withdrawals on RBL Bank Debit Cards

    Unlimited free cash withdrawals at more than 200,000 ATMs across India

  • Card Protection Cover of INR 2,00,000 , which includes the following :
    • Lost Card Liability - Protects against unauthorized transactions in case of loss or theft of your card
    • Counterfeit Card Liability - Protects against fraudulent transactions made by a third person by fraudulently printing, embossing, or encoding the card to make it appear as a genuine card and using it for making transactions
    • Account Takeover Cover - Protects in case of an event wherein your personal details have been accessed by a third person and is subsequently misused to get a new physical card or loan from the bank using your name
  • Personal Accident Cover of INR 25,00,000 - Death due to Air Accident - Provides cover in case of any unfortunate event that leads to loss of life in an Air Accident
  • Baggage Insurance Cover of INR 50,000 - Reimbursement for loss of personal belongings / baggage etc. while on a personal trip
  • International Travel Cover of INR 25,000 each - Provides cover for a variety of travel related incidents in the event of international travel:
    • Delay of checked-in baggage
    • Loss of Passport
  • Accidental Death Cover of INR 10,00,000 - Accidents are unforeseen and inevitable. An accidental death cover ensures financial stability for you and your family in the event of any unforeseen accident. The cover is a one-time payable to the cardholder. This cover contains “accidents due to natural calamities and arising out of terrorism / terrorist acts”
  • ATM Assault and Robbery Cover of INR 2,00,000 - Provides for reimbursement of money withdrawn from any ATM around the world using the Debit Card against a robbery event that occurs within a specified time period of withdrawal of the money
  • Purchase Protection Cover of INR 50,000 – Get coverage for assets purchased using your RBL Bank Debit Card through the purchase protection plan. The coverage will be valid for the first 60 days of purchase and would be for residential premises only. The policy does not cover fire loss or damage to articles combustible in nature, motor vehicles / pedal cycle deeds, bonds, bills of exchange, promissory notes, share certificates, business books, manuscripts, document of any kind, unset precious stones, jewellery and valuables

  • *For more details Refer Terms and Conditions


    For a convenient banking experience please activate your Debit Card by generating a 4 digit pin of your choice.

    SMS PIN space Last 4 digits of Debit Card No space Customer ID space PIN of your choice to 9223366333 from your registered mobile number.
    - Example “PIN 5874 1012345 1234”

    You can find your Customer ID in your A/c Opening Welcome Kit/cheque book.

    How to generate Debit card PIN via RBL MoBank App?

    Follow below mentioned steps on RBL MoBank App to generate your Debit card PIN

  • Login to your RBL MoBank App
  • Tap on ‘Manage Debit Cards’
  • Tap on ‘Change PIN’
  • Enter your card Expiry date and your new PIN
  • How to generate Debit card PIN via Internet Banking?

    Follow below mentioned steps on Internet Banking to generate your Debit card PIN

  • Login to Internet Banking
  • Click ‘Requests’ at the top right
  • Click ‘Debit Card’
  • Click ‘Debit Card PIN set/reset
  • You can alternatively choose Accounts > Debit Card > Debit Card PIN set/reset
  • Enter your card Expiry date and your new PIN
  • .